XRP’s current price action paints the picture of a digital asset on the edge of a breakout — yet still restrained. The token is cruising on autopilot, inching upward but stuck in limbo below the $3 milestone, as Bitcoin soars to new stratospheres and Ethereum rides the ETF wave. Legal expert Bill Morgan, in a recent post on X, examined the real factors that could finally propel XRP beyond its long-standing resistance. His perspective points to a shift driven not by hype, but by institutional infrastructure and regulatory progress. XRP’s Seven-Day Market Snapshots Over the past week, XRP/USD has gained about 4.5%, fluctuating between $2.84 and $3.04, and is currently trading near $2.97. Despite this mild uptrend, the asset continues to lag behind major counterparts. Bitcoin has jumped roughly 10% over the same period, while Ethereum has rallied by about 13%, thanks largely to ETF-related capital inflows. Against these heavyweights, XRP’s performance appears comparatively muted. The XRP/BTC pair has fallen around 5%, and XRP/ETH is down nearly 7.6% over the last seven days. This divergence underscores one key truth: institutional money continues to favor assets with established ETF products — leaving XRP sidelined until it gains similar access. XRP is up but struggling to stay above $3 dollars even though Bitcoin has reached another ATH. Bitcoin and ethereum continue to enjoy a market advantage of spot ETFs having been approved while the SEC delays approving other altcoin ETFs. How long can the delay of spot XRP ETFs… pic.twitter.com/g0oqXEPhGV — bill morgan (@Belisarius2020) October 6, 2025 Why Spot ETF Approval Is the Missing Catalyst In today’s regulated crypto market, institutional-grade access determines momentum. With spot ETFs, Bitcoin and Ethereum have cracked the code, attracting a tidal wave of investment from both Wall Street and Main Street. These vehicles provide exposure without the need for direct custody, unlocking fresh liquidity and deepening price resilience. For XRP, the delay in approving spot ETFs has limited participation from major funds and corporate treasuries that could otherwise support long-term price growth. The U.S. Securities and Exchange Commission’s cautious stance on altcoin ETFs has effectively stalled broader institutional adoption, even as market sentiment around XRP remains constructive. A recent Timestabloid’s report modeled a scenario where $10 billion in ETF inflows could enter XRP once approval is granted. Under that assumption, the report estimated XRP’s price could surge toward $12 per token, based on an aggressive market multiplier effect. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 However, in more conservative terms, analysts suggest that even modest ETF demand could lift XRP into the $3.50–$5.00 range — provided the ETF products are physically backed and attract measurable early participation from large-scale investors. What Will Propel XRP Beyond $3 Bill Morgan’s insight zeroes in on the fundamentals. According to him, for XRP to hold above $3 and begin a sustainable rally, three pillars must align: regulated product access, institutional-grade custody solutions, and verified demand from credible market participants. When these components converge, the token will transition from a speculative asset into an institutional portfolio mainstay. The market’s message is clear — accessibility drives capital. Until XRP secures ETF approval and the accompanying infrastructure, its price may continue to hover below $3 despite renewed momentum in the broader crypto landscape. Yet, as Bill Morgan highlights, once the structural gateways open and institutional demand flows in, XRP could finally transform that resistance into a solid foundation for its next growth phase. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Legal Expert Reveals What to Propel XRP Beyond $3 appeared first on Times Tabloid .
