Crypto prices today are soaring again after the latest spot Bitcoin ETF recorded over $5 billion in trading volume in just one day. This historic surge has not only reaffirmed investor trust in Bitcoin but also reignited interest in the broader DeFi sector. As liquidity floods back into the market, attention is shifting from Bitcoin’s dominance to smaller, high-upside tokens that can outperform in the coming months. Among these rising projects, Mutuum Finance (MUTM) has become the quiet star analysts are calling “the next-generation DeFi lender.” While Bitcoin’s ETF news dominates headlines, Mutuum Finance (MUTM) is attracting smart investors looking for something beyond Bitcoin’s slower gains — a DeFi opportunity with a clear structure, real utility, and measurable growth targets. BTC ETFs record Spot Bitcoin ETFs recorded a record $5 billion trading volume in a single day, signaling surging institutional activity. In that same session, net ETF inflows hit about $676 million, with BlackRock’s iShares Bitcoin Trust pulling in $405 million and Fidelity acquiring 1,570 BTC (~$179 million). Bitcoin’s price jumped past $120,000 as the inflows fueled momentum. The spike underscores how heavily institutional demand now influences BTC’s price action, with ETF volume becoming a major driver. Investors eye MUTM as presale nears phase 7 Mutuum Finance (MUTM) is currently in Presale Phase 6 at a price of $0.035 per token. With over $16.88 million raised, 16,800 holders, and around 60% of this phase already sold, demand is climbing quickly. Only about 40% of Phase 6 tokens remain before the price automatically jumps 15% to $0.04 in Phase 7. The presale has a clear design for steady growth — from $0.01 in Phase 1 to $0.06 in Phase 11, offering consistent gains to early buyers. As one analyst put it, “early participants are buying at a discount before the testnet launch news drops.” The project’s growth path, paired with its DeFi fundamentals, makes this stage look like a rare early entry point. Dual lending architecture brings DeFi to everyone The first reason analysts call Mutuum Finance (MUTM) the crypto of the week lies in its dual lending architecture, which combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) systems. The P2C model will let users deposit assets such as USDT or BTC into smart contracts that automatically lend to approved borrowers. The system adjusts interest rates based on liquidity use — when most funds are lent out, rates rise to attract more deposits. In contrast, the P2P option will serve users who prefer direct deals on less liquid tokens, offering higher returns for taking on more risk. Every lender receives mtTokens, digital receipts that represent their share in the pool and track both the principal and earned interest. This creates a transparent and efficient way to measure earnings while keeping funds flexible. The result is a lending ecosystem built for both large investors and everyday users — all while maintaining decentralized transparency. Stablecoin framework designed for long-term stability Another core strength of Mutuum Finance (MUTM) is its stablecoin framework, which focuses on maintaining a strong $1 peg even during market volatility. Each stablecoin will be minted only when users borrow against collateral, and every loan will remain overcollateralized. This ensures that every issued unit of the stablecoin is backed by more value than it represents. The system’s design prevents oversupply by allowing only approved issuers to mint new tokens within defined caps. When borrowers repay their loans, the borrowed stablecoins are automatically burned, reducing supply. Mutuum Finance (MUTM)’s governance model will control the stablecoin’s interest rates to keep its value steady, raising rates when prices fall below $1 and lowering them when prices rise above. Arbitrage traders will help maintain the peg by buying or selling the stablecoin whenever small deviations occur. This entire process creates a self-balancing system that keeps the ecosystem stable. It’s a structure that builds confidence among lenders, borrowers, and future DeFi partners who may integrate with Mutuum Finance (MUTM)’s lending pools. Reward system that encourages holding Mutuum Finance (MUTM) also introduces a staking and buyback system that rewards users and supports long-term token value. When users stake their mtTokens, they will earn MUTM rewards funded by the platform’s operational revenue. Meanwhile, part of that revenue will be used for open-market buybacks of MUTM, creating steady demand and supporting price growth. The team is also developing an interactive dashboard where users will track their earnings, holdings, and projected ROI. A Top 50 leaderboard will recognize the biggest contributors with bonus MUTM rewards, giving the ecosystem a fun, gamified layer that encourages community engagement and friendly competition. The real story behind the headlines Bitcoin’s $5 billion crypto ETF volume has gotten people excited all over again, but the next big news story might not be about BTC itself. It might be Mutuum Finance (MUTM), a DeFi project that has actual mechanics and a good roadmap that is getting a lot of interest from investors. The countdown has officially begun, and there are just 40% of the Phase 6 tokens left before the price goes up to $0.04. Analysts think that this week might be the time when Mutuum Finance (MUTM) advances from an early-stage presale to the next big name in crypto news. This is because money is still moving from BTC to DeFi. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Crypto news: BTC ETF hits $5B, but an altcoin emerges as the crypto of the week appeared first on Invezz
