In a year when many crypto presales have flared up and faded just as quickly, Mutuum Finance (MUTM) has taken a different path. Rather than chasing short-term hype, the project has focused on steady fundraising, transparent operations, and a clear roadmap centered on real utility. That disciplined approach is now paying off. With Phase 6 more than halfway complete, Mutuum Finance is increasingly being viewed as one of the most credible and well-structured presales of 2025. A Purpose-Built DeFi Lending Protocol Mutuum Finance is not a meme coin or a vague blockchain experiment. It positions itself as an Ethereum-based, decentralized, non-custodial lending protocol designed exclusively for lending and borrowing. The mission is clear: build efficient on-chain markets where every action—whether supplying liquidity, borrowing against collateral, or staking mtTokens—feeds directly into demand for the MUTM token. This tight integration between platform activity and token value is central to its design. Investors aren’t simply buying a token in anticipation of future utility. They are joining a system where real usage, lending volume, and protocol revenue work together to support the token’s value from day one. Structured Presale Growth The presale has mirrored the platform’s structured design. Phase 1 launched at just $0.01, offering a rare low entry point early in the cycle. From there, the token price has steadily climbed through five completed stages to reach $0.035 in Phase 6. For early participants, that represents 250% growth so far. Each presale stage comes with a fixed price and allocation, rising by roughly 20% at every step. This creates a transparent and predictable appreciation curve, rewarding early buyers while motivating new participants to act before the next price increase. It’s a deliberate system meant to build momentum gradually rather than through artificial spikes. Phase 6 is already more than 60% sold, with the next stage set at $0.04, another near 20% step upward. The token’s exchange listing price is locked at $0.06, positioning Phase 1 buyers for potential 500% gains at launch, while even Phase 6 participants could see close to a 2x increase. The numbers underscore the scale of this fundraising effort. Over $17.1 million has been raised. More than 750 million tokens have been allocated. The holder count has surpassed 16,800. Few DeFi presales this year have achieved this level of consistency. Broad Participation and Strong Foundations Mutuum Finance’s distribution strategy spreads ownership widely instead of concentrating it in a handful of wallets. This approach reduces whale dominance and helps create healthier liquidity when trading begins. It has attracted both retail investors and larger players. Recent whale inflows of about $100,000 in single transactions suggest early accumulation from strategic buyers who recognize the potential before broader market attention catches up. The platform’s fundamentals reinforce this momentum. Mutuum employs a buy-and-distribute mechanism, where a portion of revenue from lending fees is used to purchase MUTM on the open market. The purchased tokens are then redistributed to users who stake mtTokens. This system creates continuous buying pressure on MUTM while rewarding active participants, directly linking token performance to real platform activity. Security and Transparency Measures For many investors, trust matters as much as token price. Mutuum Finance has placed a strong emphasis on security and transparency from the outset. The protocol underwent a CertiK audit, earning a 90/100 Token Scan score, which places it among the more secure DeFi projects currently in presale. To strengthen this further, the team launched a $50,000 tiered bug bounty program, encouraging white-hat hackers and developers to identify vulnerabilities before launch. On the community side, a $100,000 giveaway brought in thousands of participants, while a real-time presale dashboard let users track allocations, connect their wallets, and follow progress at every stage. A Top 50 leaderboard rewarded the biggest contributors with bonus MUTM tokens, turning the presale into an engaging and transparent experience. Beta Platform Launch and Roadmap Unlike many presales that launch tokens months before their platforms are ready, Mutuum Finance plans to release its beta platform at the same time as the token listing. This ensures immediate utility. At launch, users will be able to interact with Peer-to-Contract liquidity pools, supplying mainstream assets like ETH and stablecoins to earn yield, while borrowers can access instant liquidity. Alongside these pooled markets, Peer-to-Peer isolated agreements will support less liquid or riskier tokens, widening credit access while containing systemic risk. Borrowers can choose between variable interest rates, which adjust with liquidity conditions, or stable rates, which lock in repayment costs at a premium for predictability. All borrowing remains overcollateralized, backed by strict loan-to-value thresholds and liquidation parameters. Looking ahead, the roadmap includes the launch of an overcollateralized stablecoin, Layer-2 integrations to reduce fees and expand reach, and the integration of multi-oracle price feeds (including Chainlink) to ensure pricing accuracy and system stability across chains. With $17.1 million raised, 60% of Phase 6 complete, 750 million tokens sold, and 250% growth since Phase 1, Mutuum Finance stands out as one of 2025’s most credible DeFi presales. Its disciplined fundraising model, transparent community engagement, and focus on utility-first development make it a project that both retail and institutional investors are watching closely. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post DeFi Protocol Mutuum Finance (MUTM) Surpasses $17.1M in Funding as Phase 6 Crosses 60% Completion appeared first on Times Tabloid .
