American Express and Ripple: Quiet Collaboration Could Signal a Major Fintech Shift According to renowned crypto researcher SMQKE, American Express (Amex) is reportedly collaborating with Ripple, the company behind the XRP Ledger. SMQKE reveals that Amex is “frequently using” Ripple’s blockchain platform, an insight that could signal a major leap in mainstream financial adoption of blockchain technology. Ripple, a leader in real-time global payments and liquidity solutions, is redefining cross-border money movement. Its blockchain technology delivers instant, low-cost, and transparent transactions, capabilities that align seamlessly with the demands of major payment networks like American Express. SMQKE suggests that Amex’s reported frequent use of Ripple’s blockchain could mark a shift from pilot projects to real-world adoption, validating Ripple’s vision of a blockchain-powered network linking banks, payment providers, and enterprises as a practical financial infrastructure rather than a speculative asset. By leveraging Ripple’s network, American Express could achieve faster settlements, lower transaction costs, and greater transparency in global payments, crucial advantages in today’s competitive digital finance landscape. XRP’s Final Stop Before the Rally? Market analyst Innovator of Africa signals a potential XRP breakout: “This is the last stop at $2.5 before the rally continues,” sparking renewed optimism across the XRP community. Why is $2.50 seen as ‘the last stop’ before a rally? Technically, well-tested support zones allow buyers to accumulate, sellers to exhaust, and volatility to compress. If XRP is consolidating with declining volume and strengthening momentum, a breakout could trigger fresh buying and short-covering, amplified by pattern setups like double bottoms, ascending triangles, and liquidity clusters around that level. Therefore, Innovator of Africa presents a clear bullish thesis: XRP finds support near $2.50, offering traders defined risk/reward and upside potential on a breakout, while investors are reminded to balance technicals with fundamentals and regulatory context. At the time of this writing, XRP was trading at $2.45 per CoinGecko data . Conclusion The American Express–Ripple collaboration signals a potential revolution in global payments. By integrating Ripple’s blockchain, Amex could deliver faster, cheaper, and more transparent transactions, setting a new benchmark for traditional finance. For Ripple, adoption by a global giant like Amex validates its vision and accelerates mainstream blockchain adoption. On the other hand, XRP’s consolidation around $2.5 marks a pivotal moment because technicals hint at a bounce, while Ripple’s growing ecosystem and rising institutional adoption set the stage for a potential rally.
