Analysts are forecasting a major rotation in the decentralized finance sector for 2025. Two names stand out in the upcoming cycle — Mutuum Finance (MUTM) and Solana (SOL). Both are gaining strong attention, yet their positions are entirely different. Solana (SOL) already represents established performance, while Mutuum Finance (MUTM) represents the next phase of DeFi growth through innovation, lending utility, and stablecoin-driven yield. That mix is also why MUTM keeps appearing when investors weigh what crypto to invest in for the next cycle. Mutuum Finance (MUTM) will bring a new model to the defi crypto market by combining smart lending mechanics, on-chain liquidity, and a sustainable buyback system. As crypto prices today remain volatile, the projects offering tangible utility are set to lead the next cycle. It’s the kind of utility-first presale that often shows up on best crypto to buy now screens as adoption builds. Analysts expect MUTM to outperform as it integrates yield generation and lending directly into its token economy. Presale momentum and rapid progress The Mutuum Finance (MUTM) presale continues to move with strong momentum. It is currently in Phase 6, with a price of $0.035 and more than 68% of this phase already sold. The next phase will move the price to $0.040 — a direct 15% increase. So far, the presale has raised about $17.42 million, and the number of holders has surpassed 17,300. With a total supply capped at 4 billion MUTM, the limited number of tokens will remain as more phases sell out. For trackers of top cryptocurrencies heading into 2025, that staged structure provides clear entry references. Early investors who joined at $0.01 in Phase 1 have already achieved a 3.5× gain on paper, and the token will list around $0.06, marking another 70% upside before the full launch. Such early momentum highlights rising investor confidence and growing demand in the defi crypto market for a new crypto coin like MUTM. For community growth, a new feature has been introduced to enhance the 24-hour leaderboard. Each day, the user who claims the top rank will earn a $500 MUTM reward, provided they complete at least one transaction within that 24-hour window. The leaderboard refreshes automatically at 00:00 UTC each day. Mutuum’s core power: Dual lending system Mutuum Finance (MUTM) will introduce a dual lending model — Peer-to-Contract (P2C) and Peer-to-Peer (P2P) — both designed to fuel ecosystem activity and reward participation. In the P2C model, a lender will deposit assets such as USDT or USDC into smart contract pools. For instance, a user lending $15,000 USDT will receive mtUSDT 1:1. With an average annual yield near 15%, the user will earn $2,250 yearly. These mtTokens will also serve as collateral, giving users more flexibility within the ecosystem. Borrowers, on the other hand, will post collateral in assets like ETH and SOL. They will borrow against that collateral, always keeping an overcollateralized position. Interest rates will adjust dynamically based on pool utilization — higher utilization will attract more deposits while discouraging excessive borrowing. Mutuum Finance (MUTM) will also support P2P lending for riskier or less-liquid crypto coins such as DOGE or PEPE. In this setup, lenders and borrowers will negotiate terms directly. Both lending models will work together to strengthen liquidity and expand user participation. Why MUTM will outperform Every deposit, loan, and stake within the Mutuum ecosystem will increase the use of MUTM. Lenders will earn in MUTM, borrowers will pay in MUTM, and the platform will continuously use part of its revenue to buy back tokens. The purchased tokens will then be distributed to mtToken stakers, rewarding long-term users and reinforcing price stability. This buy-and-distribute mechanism will build continuous buying pressure on the open market, ensuring organic growth rather than short-lived hype. It will also create a strong link between user activity and token value, setting MUTM apart from other defi crypto projects that rely only on speculation. When the beta platform and token listing launch together, investors will see instant utility backed by a working product. With the beta launch users will be able to experience and test the full features offered and climbed by the platform. The practical use will bring confidence into the investors mindset and hence they may probably be going all in with this platform. Backed by the utility delivery, analysts expect listing prices between $0.60 and $1.20 soon post listing, reflecting a 17× to 34× increase from today’s presale level. Security, stability, and investor trust Security remains a key element of Mutuum Finance (MUTM)’s roadmap. The project has undergone an audit by CertiK with a TokenScan Score of 90.00 and a Skynet Score of 79.00. Its code has passed both manual review and static analysis, with revisions completed in May 2025. The team has also introduced a $50,000 USDT bug bounty pool, rewarding users up to $2,000 for critical findings. This ensures continuous safety improvement and builds transparency across the ecosystem. Mutuum Finance (MUTM) will also apply strict risk controls with on-chain liquidity support, stable LTV ratios, and liquidation bots. The result will be a safer, automated lending platform designed for consistent performance. The team announced through its official X account that the V1 version of the protocol will soon be live on the Sepolia Testnet. This version will introduce important tools such as a liquidity pool, mtToken, debt token, and a liquidator bot to keep the system secure and efficient. At launch, users will be able to lend, borrow, and use ETH or USDT as collateral easily. This early version will give users a chance to explore the platform before the full release. As people test the features and build confidence in the project, more investors are expected to take interest, which could increase demand and drive the token’s price higher. Solana (SOL) On October 13, 2025, the CME Group launched options for Solana (SOL) after CFTC approval, allowing traders to engage in SOL options with various contract sizes and expiration dates. In a recent market dip, Solana processed 1,225 transactions per second and finalized blocks in 350 milliseconds, outperforming Ethereum’s 26 transactions per second and slower block times. On-chain data reveals that Solana holders are accumulating the asset, with long-term holders cutting net sales and short-term holders boosting their positions during recent market fluctuations. Final word Analysts continue to rank Mutuum Finance (MUTM) as a leader among top cryptocurrencies heading into 2025. With a presale nearly 70% complete and the next price jump approaching, the window for low-cost entry is closing fast. Solana (SOL) once led the DeFi wave of 2021; in 2025, that leadership will shift toward Mutuum Finance (MUTM). As crypto prices today fluctuate, investors are turning to tokens that combine innovation with real yield. Mutuum Finance (MUTM) will not just follow the DeFi trend — it will define it. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Two best DeFi tokens analysts expect to lead in 2025, MUTM included appeared first on Invezz
