Mutuum Finance (MUTM) is building beyond hype. Its design will create steady use and clear revenue. Analysts are framing the project as a utility-first play in DeFi, a name that keeps surfacing when investors weigh what crypto to invest in for the next cycle. They point to real lending flows, a protocol stablecoin, and audited security as the pillars for price expansion. This article will explain why analysts assign a concrete 10× outlook for the period before 2026. For those asking which crypto to buy today for long-term growth, MUTM increasingly fits the brief. Presale position, working product, and clear math Mutuum Finance (MUTM) is still in Phase 6 of the presale at $0.035. This phase is already 68% sold, and Phase 7 will lift the price to $0.040. The presale has raised $17.42 million and holds 17,300+ wallet participants, with the total token supply set at 4B MUTM. These facts set the market stage for growth from a low price base. Analysts use this base to forecast a controlled, demand-driven rise. Unlike many new crypto coin plays that rely on hype, MUTM’s cadence is anchored to product delivery. A simple investment example shows the scale. An investor who buys $10,000 at $0.035 receives 285,700 tokens. At a listing target of $0.60, that holding will be valued at $17,140. This math shows a clear 10× plus path from typical listing anchors toward larger exchange traction. Earlier presale tiers also show the power of early entry. A $10,000 purchase at $0.015 will translate to $23K value today at $0.035, and it will gain with exchange momentum. This staged progression is why MUTM often appears on best crypto to buy now radars among long-term allocators. How mechanics will create persistent token demand Mutuum Finance (MUTM) will not rely on marketing alone to lift value. Its dual-lending model will create continual, real demand for MUTM. In Peer-to-Contract (P2C), lenders will deposit assets like USDT and ETH into audited pools. Lenders will receive mtTokens as proof of stake in those pools. mtTokens will grow as interest accrues, and stakers will earn platform rewards. This flow will create recurring protocol revenue and regular token utility. On the borrower side, users will post collateral and borrow against it. Borrowers will free capital while keeping market exposure in place. Borrowing will trigger stablecoin minting, which will be burned when loans are repaid or liquidated. This mint-and-burn loop will force ongoing on-chain activity. Each loan will use protocol rails that create fees and protocol revenue. That revenue will form the basis for future buybacks, staking rewards, and treasury growth. All of these actions will increase real demand for MUTM tokens over time. Automation will further strengthen the model. Liquidator bots will secure the system by handling undercollateralized positions. This automation will reduce manual risk and maintain market integrity. Reliable liquidations and accurate price feeds will bring confidence to larger liquidity providers. Confidence from those providers will bring deeper pools and tighter spreads. More liquidity will mean higher utility and stronger price discovery for the token. Mutuum Finance (MUTM) will also launch a decentralized stablecoin pegged to $1. The stablecoin will be minted only when users borrow against approved collateral. Protocol governance will adjust interest to protect the peg. This stablecoin will act as the protocol’s liquidity anchor. Constant borrowing and repayment will keep daily volumes high. That continuous activity will generate recurring fees and token flow inside the ecosystem. Chainlink oracles and fallback data layers will provide precise pricing. Accurate oracles will limit liquidation errors and maintain trust. Institutional participants will require this precision before allocating capital. Institutional interest will scale the protocol’s total value locked. Higher TVL will create a tighter link between protocol revenue and MUTM demand. Finally, the team has shared through its official X account that the V1 version of the protocol will soon go live on the Sepolia Testnet. This version will introduce core features like a liquidity pool, mtToken, debt token, and a liquidator bot to ensure smooth and secure operations. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral with ease. This test phase will allow users to explore and understand the platform before the official launch. As users grow more confident with its features, investor interest is expected to rise, leading to higher demand and a potential increase in the token’s price. Security and community incentives Security and audit work make adoption plausible. CertiK reviewed the project with a TokenScan score of 90.00 and a Skynet score of 79.00. The audit timeline was requested on 2025-02-25 and revised on 2025-05-20. The project also runs a $50,000 bug bounty with tiered rewards. This will encourage ongoing scrutiny and help keep the code base robust. Strong audits and active bug hunts will amplify institutional confidence and listing readiness. A new enhancement has been introduced to the 24-hour leaderboard. Each day, the user who reaches the top position will receive a $500 MUTM reward, provided they make at least one transaction during that 24-hour period. The leaderboard resets automatically at 00:00 UTC every day. Final words Putting the parts together makes sense of the 10× thesis. The protocol will make use cases that last through lending, stablecoin activities, and mtToken mechanisms. Oracles and automation will make operations safer and bring in more money. Audits and bug bounties will help people trust the protocol and support listings. Early holders and first demand will come from presale momentum. All of these things will work together to make the token more useful and interesting to the market, supporting a 10× target by 2026. Mutuum Finance (MUTM) will combine real-world mechanics with timing in the market. This protocol gives investors a unique chance to find the best cryptocurrency to invest in with a clear use case. Market watchers and experts will include Mutuum in their crypto predictions because its design connects protocol activity to token demand. If you’re looking at defi crypto that connects function to value, Mutuum Finance (MUTM) is a strong illustration of how actual usefulness can drive real growth. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post MUTM is highlighted with real utility and 10x growth outlook before 2026 appeared first on Invezz
