Here’s When XRP Price Will Reach $20 If It Gains 15% Per Month

XRP has been on a recovery trajectory following a turbulent first quarter of 2025. With renewed interest in the Ripple ecosystem and favorable regulatory tailwinds, XRP holders are now eyeing a potential rally to $20. Ripple (XRP) Eyes Parabolic Growth After Sideways Performance in Q2 Ripple (XRP) rebounded as high as $2.20 on Tuesday after forming a local bottom at the $2 mark during Monday’s market-wide sell-off. Trading at $2.15 at press time, Ripple price is up 5% since the start of the year. Ripple (XRP) Price Action, April 2 2025 | Source: Coingecko However, with fresh developments within the Ripple ecosystem, XRP price could be primed for a significant growth spurts during as Q2 2025 kicks off. Here Are Some Key Growth Factors in Q1 That Could Drive XRP Price to $20 Ripple Launches RLUSD Stablecoin Ripple recently launched RLUSD, a new stablecoin pegged to the U.S. dollar. This development could significantly enhance liquidity in the XRP Ledger (XRPL) and attract institutional investors. A thriving stablecoin ecosystem has historically bolstered the utility of native blockchain tokens, positioning XRP for a potential price rally. Ripple XRP Spot ETF Applications Gain Momentum Following the success of Bitcoin and Ethereum ETFs , major financial institutions are now pushing for an XRP spot ETF. Ripple (XRP) ETF Approval odds as of April 2, 2025 | Source: PolyMarket According to Polymarket data, investors are currently pricing in 100% chance of XRP Spot ETF approval before the end of 2025. The increased demand from institutional investors looking to front-run the approval verdict could potentially propel XRP prices higher in as the year advances, similar to weeks leading up Bitcoin’s ETF approval in January 2024. SEC Drops All Charges Against Ripple The U.S. Securities and Exchange Commission (SEC) recently dropped all remaining charges against Ripple, providing legal clarity for XRP. This development has removed a significant overhang on XRP’s price, making it more attractive to investors and institutions. US Congress Begins Review of Stablecoin Bill on April 2 Regulatory clarity for stablecoins is crucial for mainstream adoption. The U.S. Congress has begun reviewing a new Stablecoin Bill, which could further drive adoption of RLUSD and XRP by providing a clearer regulatory framework. Can XRP Price Reach $20 If It Gains 15% Monthly? At press time on April 2, XRP is trading at $2.13 with a market capitalization of $124 billion. If XRP were to gain 15% per month consistently, here’s how long it would take to reach the $20 milestone. Projected XRP Price at 15% Monthly Growth Q2 2025 (April – June): $3.24 Q3 2025 (July – September): $4.93 Q4 2025 (October – December): $7.50 Q1 2026 (January – March 2026): $11.40 Q2 2026 (April – June 2026): $17.34 Q3 2026 (July – September 2026): $26.37 XRP is projected to cross the $20 mark by July 2026 if it maintains consistent 15% monthly growth. While this optimistic XRP price projection appears unlikely in 2025, the introduction of RLUSD, the push for an XRP ETF , and regulatory progress, could provide strong positive catalyst as the year unfolds. However, strategic investors may remain cautious, as market volatility and unforeseen regulatory hurdles could impact this bullish forecast. The post Here’s When XRP Price Will Reach $20 If It Gains 15% Per Month appeared first on CoinGape .