The recent $20 billion market liquidation shocked even experienced traders. Prices fell sharply, and panic spread fast. Many investors began asking tough questions about investing in crypto again. But history shows that every correction clears weak projects and prepares the market for a healthier rise. This recovery phase is where strong and useful tokens usually shine. Among the few projects showing real progress during this dip, Mutuum Finance (MUTM) stands out. It combines on-chain lending, borrowing, and yield features that investors are already watching closely. While many tokens still struggle to attract new buyers, Mutuum Finance (MUTM) continues to gain attention in its presale — now in Phase 6. Its steady momentum and real development plan make it the best crypto to buy before the market stabilizes. Why Mutuum Finance (MUTM) is gaining ground Mutuum Finance (MUTM) has already raised about $17.35 million from more than 17,100 holders. The current token price is $0.035, and around 68% of Phase 6 is sold. Once this phase ends, the price will rise by about 15% to $0.040 in Phase 7. That means early buyers will enjoy a direct gain even before the potential exchange listing. For anyone watching crypto prices today, this kind of steady progress is a sign of confidence and real community interest. A new update has been added regarding 24-hour leaderboard. The top-ranked user each day will earn a $500 MUTM reward, as long as they complete at least one transaction during the 24-hour cycle. The leaderboard refreshes daily at 00:00 UTC. The reason Mutuum Finance (MUTM) is different lies in its real utility. It is not just another trading token but the platform will power two kinds of lending systems — peer-to-contract (P2C) and peer-to-peer (P2P). In P2C, users will deposit their crypto into a shared pool to earn regular passive income. In P2P, users will deal directly with each other to set custom loan terms. Together, these two systems will make the project flexible and user-focused. The lending process will be simple and secure. Lenders will deposit their funds and receive mtTokens, which will represent their share in the system. These mtTokens will help them earn steady returns. Borrowers will provide collateral before taking loans, keeping the system fair and balanced. Every loan, repayment, and liquidation will create real demand for the MUTM token. Mutuum Finance (MUTM) will also build a revenue model that rewards long-term participants. A part of the fees from borrowers will go toward buying back MUTM tokens from the market. These tokens will then be shared with mtToken stakers as rewards. This buy-and-reward cycle will help maintain steady buying pressure and consistent token demand over time. Another major reason investors are showing interest is the synchronized platform and token launch. When Mutuum Finance (MUTM) goes live, both the product and the token will launch together. That means users will be able to lend, borrow, and stake from day one. This real-time use will attract traders and increase expected exchange listing interest once the token goes public. $1 pegged stablecoin & testnet launch Mutuum Finance (MUTM) is also developing its own decentralized stablecoin. It will stay pegged to $1 and will be created by locking assets like Ethereum (ETH), Solana (SOL), and Avalanche (AVAX). Each mint or burn will create organic demand for MUTM, as users will need it to operate within the ecosystem. In a recovering market, where investors want stability and trust, this feature will become very important. Recently the team has announced via the official X account the launch of V1 of the protocol on Sepolia Testnet. It will feature important tools like a liquidity pool, mtToken, debt token, and a liquidator bot to maintain smooth and secure operations. In the beginning, users will be able to lend, borrow, and use ETH or USDT as collateral without difficulty. All these features will allow users to test and experience the glimpse of the features before the full launch of the protocol. When users will be able to test some of the features it will build confidence and hence the platform will gain more traction among investors. The demand will rise expectedly and hence the price may explore more than expectations. Stage 2 investor are already up For investors looking at numbers, the growth story is compelling. An early supporter who spent $5,000 in Phase 2 at $0.020 now holds 250,000 tokens. At the current $0.035 price, that amount is worth $8,750. When the token reaches $0.35 post listing, those same tokens will be valued at $87,500 — a 17.5x increase. These are not wild guesses but logical results based on phase pricing and future listing scenarios. While the crypto market still reacts to liquidations, many traders are quietly accumulating tokens that have real use. Mutuum Finance (MUTM) is among the few that are showing measurable progress while others are only making promises. Its mix of lending models, buyback system, and strong presale structure gives it an edge in both stability and growth. The bottom line for October investors After a major correction, the best opportunities appear in projects that mix real development with smart timing. Mutuum Finance (MUTM) offers both. With 68% of Phase 6 already sold, the next price increase is close. For investors studying crypto prices today, it looks like a rare window before demand jumps again. As the market begins to recover from $20 billion in liquidations, new capital will return. Investors looking for practical and promising DeFi projects will turn to tokens that show progress and clear plans. Mutuum Finance (MUTM) fits that category perfectly — a working dashboard, an active presale, and a roadmap designed for real use. This is the stage where timing matters. Mutuum Finance (MUTM) has already built a strong foundation and gathered a growing community. Its next phase will bring higher prices and more visibility. For those thinking seriously about investing in crypto before the recovery begins, adding Mutuum Finance (MUTM) to the portfolio seems like one of the smartest steps this October. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Best cryptos to buy before $20B liquidation rebound appeared first on Invezz