David Schwartz, Ripple’s Chief Technology Officer, has reaffirmed the company’s commitment to XRP amid ongoing speculation about the firm’s focus shifting toward its stablecoin, RLUSD . In a recent exchange with members of the XRP community, Schwartz addressed concerns over XRP’s current relevance within Ripple’s ecosystem and clarified the distinct purposes both digital assets serve. XRP Remains Central to Ripple’s Cross-Border Strategy Schwartz stated that XRP continues to play a foundational role in Ripple’s cross-border payment solutions, particularly as a bridge asset for transferring value between different fiat currencies. I don't have the numbers in front of me, but I'm pretty sure XRP's use as a bridge in Ripple Payments dwarfs every other asset. I think stablecoins win for collateral use cases (volatile collateral is annoying) and edge use cases (volatility at the on/off ramps is also… — David 'JoelKatz' Schwartz (@JoelKatz) July 30, 2025 While he admitted he did not have precise figures available at the time, he emphasized that XRP is utilized more than any other digital asset in Ripple Payments, highlighting its ongoing strategic importance. He noted that XRP’s integration into Ripple’s payment infrastructure is both deep and functional, rather than symbolic. According to Schwartz, XRP remains a preferred tool for liquidity movement due to its speed, cost efficiency, and compatibility with Ripple’s technology stack. Stablecoins and XRP Serve Different Needs Addressing questions about Ripple’s growing emphasis on RLUSD, Schwartz explained that stablecoins are better suited to certain financial use cases where asset stability is critical. These include acting as collateral, facilitating entry and exit from digital markets, and managing predictable cash flows. In contrast, Schwartz emphasized that assets like XRP are more useful in scenarios where long-term exposure to digital assets is desired, rather than hedging against volatility. He also clarified that the introduction of RLUSD is not intended to replace XRP but to expand Ripple’s utility offerings. While RLUSD supports predictable fiat-like operations on-chain, XRP remains the bridge asset essential for quick and efficient international transfers. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Schwartz further argued that expanding real-world use of the XRP Ledger (XRPL) will inherently raise demand for XRP. As more institutions and developers integrate the ledger into their operations, XRP’s role as a native asset becomes more valuable. Unlike some blockchains where the core token can be bypassed, the structure of XRPL ensures XRP’s involvement in core functionalities, making it difficult to avoid in practical applications. Concerns Over XRP’s Role Addressed Community concerns regarding the diminishing prominence of XRP were amplified when Ripple announced in May 2025 that RLUSD would serve as the primary collateral asset for its partner Hidden Road , a major institutional clearinghouse. Critics argued that such moves may marginalize XRP in favor of newer offerings. However, industry analysts and community members have defended Ripple’s evolving strategy. According to figures like WrathofKahneman and Jake Claver , Ripple’s approach reflects a broader institutional focus rather than a shift away from XRP. They maintain that if XRPL adoption grows, XRP will benefit from increased network activity and utility. Both Schwartz and Ripple CEO Brad Garlinghouse have reiterated that XRP and RLUSD fulfill complementary roles. While RLUSD supports stable fiat functions within the blockchain environment, XRP continues to serve as the core mechanism for seamless global value transfers. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple CTO Outlines Key Driver for XRP Growth appeared first on Times Tabloid .
