While Shiba Inu (SHIB) continues to move sideways with slowing momentum, crypto investors seeking high-performing summer opportunities are now turning their attention to a fast-rising DeFi project— Mutuum Finance (MUTM) . Currently in Phase 5 of its presale and trading at just $0.03, this token has captured more than $11.50 million in funding and is gaining serious traction for its dual lending system, high-utility token mechanics, and real income-generating potential. Mutuum Finance (MUTM) P2P and P2C Models Mutuum Finance (MUTM) is introducing a hybrid decentralized lending structure combining both P2C (peer-to-contract) and P2P (peer-to-peer) models. This dual system will give users the flexibility to choose how they lend or borrow, depending on their strategy and risk preferences. In P2C, lenders will deposit assets like USDT, DAI, or ETH into a smart contract pool and earn variable interest. Borrowers will secure loans using overcollateralized deposits, unlocking liquidity without having to sell their crypto. P2P, on the other hand, will give users the freedom to directly negotiate terms—including interest rates and repayment windows—based on mutual agreement. This will even allow lending and borrowing of niche assets like SHIB or DOGE, offering a wider range of use cases for communities looking to do more than just hold their tokens. In both models, borrowers will retain exposure to their assets while accessing liquidity, and lenders will receive mtTokens in return for their deposits. These mtTokens will represent both the principal and the real-time compounding interest earned from lending activities. For example, a $5,000 deposit in DAI earning 12% APY (depending on pool utilization) will return mtDAI tokens, which grow in redeemable value over time—resulting in $600 in passive income over one year. These mtTokens will also be eligible for staking in designated contracts, unlocking access to additional rewards distributed through the platform’s revenue-backed buyback system. Built for Sustainable Utility, Supported by Community and Incentives Unlike meme coins and hype-driven assets, Mutuum Finance (MUTM) is offering real token utility that aligns long-term platform growth with holder value. A portion of protocol revenue will be used to buy back MUTM tokens on the open market and distribute them to users staking mtTokens. This model will build lasting demand while directly rewarding contributors to the ecosystem’s health. In parallel with its growing DeFi infrastructure, Mutuum Finance (MUTM) is also running a high-impact $100,000 giveaway , with ten lucky winners set to receive $10,000 worth of MUTM each. This campaign is drawing thousands of new users and accelerating wallet growth, which has already crossed 12,700 holders during the presale. The project’s traction across social media and Telegram reflects genuine retail interest backed by growing whale activity. As of now, over 50% of Phase 5 tokens have been claimed at the $0.03 level, and the next price tier is approaching. For early buyers, this could be the final opportunity to lock in maximum upside before the next increase. With a realistic 200% price surge projected based on current demand, presale momentum, and an actively progressing roadmap, investors are beginning to move capital into Mutuum Finance (MUTM) as one of the most promising DeFi plays of the year. One such example is a retail investor who recently exited a long-held position in a popular memecoin, frustrated by months of sideways action and zero yield. They redirected $1,000 into MUTM at the Phase 5 price of $0.03, securing 33,333 tokens ahead of the upcoming price jump to $0.035. If the token reaches $0.09—a modest 200% increase from today’s level—that same position would grow to $3,000, representing a 3x gain. Unlike meme tokens that rely on virality and speculation, MUTM’s price movement is fueled by actual protocol mechanics: lending demand, stablecoin usage, and mtToken staking cycles. With its hybrid lending model, growing treasury, overcollateralized stablecoin in development, and ongoing presale success, Mutuum Finance (MUTM) is shaping up to be one of the most promising DeFi plays of the summer. The clock is ticking on the $0.03 entry point—investors waiting too long may end up watching this opportunity from the sidelines. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Top Summer Crypto Buys: Shiba Inu (SHIB) Holds, But This Token Aims for 200% Upside appeared first on Times Tabloid .
