The window for meme-fueled gains may have closed for Shiba Inu (SHIB), but something much bigger is brewing beneath the surface. A new wave of capital is flowing into early-stage utility tokens, and Mutuum Finance (MUTM) is leading the charge. Phase 5 Presale of Mutuum Finance is over 50% sold out with MUTM priced at $0.03. The presale has raised over $11.5 million and attracted more than 12,700 unique holders. Mutuum Finance is being flagged across analyst circles as a top crypto to buy in 2025, and not just for hype, but for function. While SHIB’s rise was powered by social media momentum, Mutuum Finance is gaining traction for its ability to solve real-world problems in decentralized lending. This is a structural shift, and the market is noticing. If you’re scanning for what to buy before June ends, this under-the-radar project is topping watchlists and shaping up to be one of the top summer tokens with true breakout potential. Mutuum Finance Presale Phase 5 Mutuum Finance is gaining significant momentum in Phase 5 of its presale. The project stands out from others by offering a scalable system of finance with a real-world use case. Investor interest is gaining momentum with the project having raised well over $11.5 million already and having over 12,700 token holders. DeFi Lending Model with the Assurance of Total Ownership of Assets Mutuum Finance introduces a non-custodial liquidity protocol in which users retain their total ownership of assets. The project features a double-model approach that incorporates Peer-to-Contract and Peer-to-Peer lending to foster increased flexibility and efficiency. Peer-to-Contract system uses smart contracts to deliver automated lending without any human intervention and instead, the smart contracts respond to the market by offering dynamic interest rates. Through the assistance of this auto mechanism, the world of borrowers and lenders becomes stable and predictable. Peer-to-Peer model on the other hand cuts out middlemen and thus offers a direct link between lenders and borrowers. CertiK-Certified, Fully Collateralized Stablecoin, and $50K Bug Bounty A fully collateralized USD-pegged stable coin on the Ethereum chain is also being developed by Mutuum Finance. Top blockchain security company, CertiK, has also audited the smart contracts of the project. Besides making one confident about the integrity and transparency of the code base, the conducted audit shows that the project is serious about the design of a secure DeFi protocol. To pursue this commitment further, the official Bug Bounty Program on the Mutuum Finance, organized together with CertiK, has been deployed, with a 50,000 USDT. The program goes to the four levels including critical, major, minor and low thus the vulnerabiles are discovered and rewarded to all the levels. Shiba Inu (SHIB) returned enormous amounts of profits but with the driving force of hype. Mutuum Finance (MUTM) is taking another path to raise more than $11.5 million, attract over 12,700 holders, and expects to roll out real-world DeFi functionality with their dual lending strategy. With current presale prices as low as only $0.03, current investors are already anticipating a huge ROI at market listing. With a CertiK audit and a 50K Bug Bounty and the creation of a fully collateralized stablecoin, Mutuum Finance is poised to be one of the brightest crypto assets in 2025. And you do not want to miss this wave so make sure to secure your MUTM allocation right now before Phase 5 runs out. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
