The much-anticipated update to Ethereum (ETH) in 2025 is getting a lot of attention in the crypto world. Some predictions say ETH could rise to $7,000. Even though this development has made people more optimistic, investors are also looking for other opportunities that offer better returns with less capital. Recent predictions about crypto stress that prices will continue to be volatile, which makes strategic allocation very important. Mutuum Finance (MUTM) stands out as an early-stage DeFi protocol that is perfectly positioned to attract both speculative and strategic investment interest in this market. Mutuum Finance (MUTM) Phase 6 of the MUTM presale has raised an amazing $16.82 million, and 55% of the 170 million tokens that were available have already been sold. The price of $0.035 right now is a good place to start, but Phase 7 will see it go up to $0.040, which is a 15% increase. Over 16,750 users have already signed up for the presale, which shows that the community has a lot of faith in the project. The Sepolia Testnet V1 roadmap will soon include a fully functional liquidity pool, the ability to issue mtTokens, a Debt Token, and a Liquidator Bot. These will all make the borrowing, lending, and liquidation processes smooth. For both stability and chance, Mutuum Finance (MUTM) has a dual lending structure. The P2C model lets users put stablecoins and high-quality cryptocurrencies like AVAX or SOL into pooled smart contracts. In return, they get mtTokens equal to the amount they put in. For instance, putting $22,000 into AVAX will produce mtAVAX tokens, which are projected to earn 13% APY and earn $2,860 a year in passive yield. Overcollateralization protects the system when someone borrows money. For example, a borrower pledging $2,500 in LINK at a 72% loan-to-value ratio can get $1,800 in MUTM-backed stablecoins with automatic liquidation mechanisms if the collateral drops below certain amounts. The P2P lending structure separates meme coin loans for users who are willing to take on more risk. This lets these users earn more money without putting the core liquidity pool at risk. This separation keeps the safety of standard assets in the P2C pool from being affected by changes in speculative assets. Stable interest rate, stablecoin, and staking system The protocol also uses a model for stable interest rates, which lets users know exactly when they need to pay back their loans even when markets are unstable. Borrowers will benefit from APY rates that stay the same, which will make budgeting easier and more reliable. Deposit and borrow limits, limited collateralization mode, and Enhanced Collateral Efficiency are some of the extra safety features that protect everyone in the network and ensure that responsible lending happens. Another distinguishing characteristic of Mutuum is its decentralized $1 stablecoin, which is created from overcollateralized accounts and burned upon liquidation or repayment. Interest rates set by the government help keep the peg in place, and arbitrage chances are used to keep the stablecoin in line with the dollar. This new feature adds both usefulness and safety, making the setting predictable and self-regulating for users. The mtToken staking and MUTM buyback mechanisms add another way to make passive income. The money made from the platform will be used to buy back MUTM tokens on the open market. These tokens will then be given to stakers as rewards. This gives early adopters a constant reason to hold and stake mtTokens, which increases demand and boosts token value. Security, community, and FOMO-driven growth Mutuum Finance (MUTM) has put security first by undergoing a CertiK audit that includes both human review and static analysis. The audit, which ran from February to May 2025, yielded a Token Scan score of 90 and a Skynet score of 79. There is also a 50,000 USDT bug bounty program on the platform. The rewards go up to $2,000 for important issues, $1,000 for major issues, $500 for medium issues, and $200 for low-severity issues. A $100,000 giveaway is going on right now, and 10 winners will each get $10,000 in MUTM. The dashboard and Top-50 leaderboard are already live so that players can see how they’re doing and see how the presale is going. More than 12,000 people follow the group on social media, which shows that there is a lot of support. The fact that the price will go up 15% in the next phase makes phase 6 even more important. Early Phase 3 investors who traded SOL or AVAX for 130 million tokens at $0.02 now have $0.035, which is three times more than what they bought them for. Post-listing predictions point to $0.06, which shows that prices could go up even more as the test launch gets closer and the platform gets ready for top exchange listings. Mutuum Finance (MUTM) is set up in a way that will allow it to gain from Ethereum’s (ETH) improvements, the use of Layer-2, and more stablecoins. MUTM is not just a presale coin; it’s a fully designed utility-driven ecosystem that’s ready to compete with bigger networks. It has strong lending protocols, predictable interest rates, overcollateralization protections, staking rewards, and strong community incentives. If investors want to be safe and make a lot of money while crypto prices are changing, MUTM is a one-of-a-kind chance to be a part of a next-generation DeFi platform with a lot of upside potential. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Could next big crypto match ETH’s 2025 rally? Analysts say it’s 3x up appeared first on Invezz
