Bitcoin (BTC) is once again leading the global rally. Analysts expect it to aim for $150,000 next as confidence grows across crypto charts. Whenever BTC gains strength, traders often begin to shift profits into new crypto coins that show strong growth potential. This is where Mutuum Finance (MUTM) stands out. It combines real DeFi use cases with an active presale that has already attracted thousands of investors. The project aims to deliver steady growth through its lending systems, staking rewards, and a buy-and-distribute model that will create continuous demand for its token. Mutuum Finance (MUTM) presale gains pace Mutuum Finance (MUTM) is now in Phase 6 of its presale. The token is priced at $0.035, with 68% of the 170 million tokens in this phase already sold. More than 17,100 holders have joined, and the project has raised about $17.35 million across all phases. The total supply stands at 4 billion MUTM, and the next presale phase will lift the price to $0.040, marking a 15% increase. Early investors have already enjoyed strong returns. A buyer who joined during Phase 1 at $0.01 has achieved a 250% value gain. At the projected listing price of $0.06, the return reaches 500% on paper. Analysts tracking crypto charts expect the momentum to continue, supporting a 1,200% growth target after potential listings begin. This is why many traders are rotating profits from Bitcoin (BTC) into MUTM — a presale that merges utility, safety, and future yield in one ecosystem. A new update has been added on X regarding 24-hour leaderboard. The top-ranked user each day will earn a $500 MUTM reward, as long as they complete at least one transaction during the 24-hour cycle. The leaderboard refreshes daily at 00:00 UTC. A lending model that works for everyone Mutuum Finance (MUTM) is building its foundation around two lending systems. The first is the Peer-to-Contract model. It will allow users to deposit major crypto coins like USDT and ETH into secure smart contracts. These deposits will fund loans to borrowers in exchange for consistent yields. For example, a lender who deposits the ETH equivalent of $12,000 will earn an average 14% APY, resulting in an annual gain of $1,680. These returns will be generated from the borrowing side, where users provide collateral to access instant liquidity without selling their assets. A borrower posting $1,500 worth of SOL will be able to borrow $1,050 in USDT at a 70% loan-to-value ratio. After repayment, the borrower keeps their SOL and avoids losing exposure to future price gains. The second system, Peer-to-Peer, will focus on tokens that carry higher risk but also higher return opportunities. These include community favorites such as DOGE, and SHIB. Here, lenders and borrowers will negotiate terms directly. By offering both systems, Mutuum ensures flexibility and inclusion for all market participants. With the dual lending utility, the use of the platform may increase and hence the use of the MUTMs. The demand may rise eventually that increases the tokens price in the shorter and the longer run as well. Buy-and-distribute: A constant demand engine Mutuum Finance (MUTM) will use a share of its revenue — including borrowing fees and liquidation margins — to buy MUTM tokens from the open market. These repurchased tokens will then be distributed to users who stake mtTokens. This process will reward loyal participants and drive constant demand for MUTM potentially on tier-1 and tier-2 exchanges. Each cycle of lending, repayment, and liquidation will strengthen the token’s price foundation. Instead of relying on speculation, the project builds a self-sustaining reward loop. As activity grows, more buybacks will occur, supporting price appreciation over time. This transparent system will help Mutuum create a healthy and expanding market for its token. Tested infrastructure and ongoing development Mutuum Finance (MUTM) expectedly will launch its live lending platform alongside its token listing. This means users will have an active product from day one. It stands apart from other projects that list first and deliver later. The instant utility of lending, borrowing, and staking features will attract early liquidity and may open the door for major exchange listings soon after. The project’s next major technical milestone will arrive in Q4 2025 with its V1 protocol launch on the Sepolia Testnet. This version will include key modules such as the Liquidity Pool, mtToken, Debt Token, and Liquidator Bot. The first supported assets will be ETH and USDT, ensuring a strong start with proven tokens. This testing phase will ensure stability and reliability before the mainnet rollout, giving investors added trust in the system. Mutuum’s lending operations will also maintain strict liquidity controls. Core assets like ETH and stablecoins will carry a 75% loan-to-value ratio with an 80% liquidation threshold. Riskier assets will be capped around 65% LTV. This structure will help protect users and ensure platform safety during volatile BTC cycles. The final word The next move of Bitcoin (BTC) toward $150,000 has gotten many excited again on crypto charts. Traders are seeking early chances like those in the early days of ETH—projects that are valuable, being worked on, and have a clear plan for the future. Mutuum Finance (MUTM) is a wonderful example of this. This is the point where early participation is still important, since Phase 6 is now 68% sold and the next price hike is coming up. Mutuum is different from other crypto coins since it has working lending mechanisms, continuing buybacks, and a live platform launch coming ahead. As BTC goes up, MUTM gives traders a new way to get a good 1,200% return with utility and creativity behind it. The time to make money in the early stages is running out quickly. The next wave of gains will start with Mutuum Finance (MUTM). For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Bitcoin targets $150K; investors seek next 1,200% crypto like early ETH appeared first on Invezz
