Well-known crypto researcher SMQKE (@SMQKEDQG) recently brought renewed attention to Visa’s potential integration of XRP through its 2019 acquisition of Earthport. He shared images from Visa’s 2025 presentation and legacy infrastructure documents, outlining how the digital asset is structurally positioned within Visa’s global payments framework. The foundation of this alignment is Visa’s $250 million purchase of Earthport, a UK-based payment network that Ripple has worked with since 2014. Earthport’s infrastructure allows it to process international payments through API, SWIFT, and other channels, and notably includes Ripple integration. One of the images highlights Ripple’s connection to Earthport’s payment instructions layer. Earthport, in turn, delivers payment credits via national clearing systems, indicating its potential role in real-time settlement with Ripple-enabled liquidity. XRP IS ALREADY POSITIONED WITH VISA, AND HERE’S HOW: In 2019, Visa acquired Earthport—a Ripple-enabled company that connects to RippleNet and can use XRP for cross-border payments. This gives Visa access to XRP’s liquidity and settlement capabilities through Earthport’s… pic.twitter.com/7r7rkoRiQ9 — SMQKE (@SMQKEDQG) April 29, 2025 Cross-Network Ambitions and Crypto-Focused Strategy Experts have theorized for years that Visa is secretly working with XRP , and the company’s documentation reinforces its increasing focus on crypto-enabled financial solutions. The timeline shows key milestones, such as the 2023 pilot of stablecoin settlements in USDC, the earlier implementation of Visa Direct, and cross-border A2A payments following the Earthport acquisition. Visa plans to become the Network of Networks, and it began this process in 2020, aiming to unify A2A, RTP, and card-based transactions under one system. This suggests Visa’s aim to integrate a wide range of payment rails, including those supporting blockchain-based settlements. Earthport’s integration with Ripple and its ability to facilitate XRP-based transfers aligns with this model. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 SMQKE pointed to a slide that presents Ripple’s cross-network payment vision. It includes Ripple’s liquidity services, XRP, and Visa among interconnected networks such as ACH and PayPal. Visa’s presence in the ecosystem underlines the researcher’s claim that “XRP is already positioned with Visa.” Cross-Border Use Cases and Infrastructure Readiness Visa’s strategy also places increasing emphasis on cross-border payments across various sectors. One image outlines innovation efforts targeted at gaming, education, crypto, and healthcare—all areas with strong global payment needs. The increasing interest from Visa also coincides with XRP’s recently gained regulatory clarity and Ripple’s freedom to sell XRP to institutional investors . Visa’s aim to improve cross-border authorization rates and expand in high-growth e-commerce segments supports the case for real-time, crypto-based settlement solutions like XRP. One of the images projects that ten countries will pilot Visa Protect for A2A transactions in 2025, with over $100 million in VisaNet settlement obligations expected in USDC. Key Ripple partners already have facilities to use XRP , and adoption by Visa could significantly increase the digital asset’s reach and potentially drive up its price. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Researcher Unveils Visa Presentation Hinting at XRP Integration appeared first on Times Tabloid .
