Despite facilitating billions in cross-border transactions, powering global banking infrastructure, and settling payments in seconds, XRP’s price continues to hover well below what many consider to be its fair value . This striking disconnect between XRP’s utility and its market price has prompted fresh analysis from the popular crypto commentary account All Things XRP, which outlined a compelling argument on X as to why that gap may not last much longer. HOW IS XRP’S UTILITY REFLECTED IN ITS PRICE? It moves billions. Powers global banks. Settles in seconds. And yet, its price doesn’t reflect any of that. Let’s break down why utility isn’t priced in… yet. pic.twitter.com/5YBd0fyNer — All Things XRP (@XRP_investing) May 2, 2025 The Utility-Price Disconnect XRP has been a cornerstone of Ripple’s payment infrastructure for years, prized for its speed, scalability, and minimal transaction costs. However, its market value has remained relatively stagnant, leading many investors to ask: why hasn’t its utility been reflected in its price? According to All Things XRP, the answer lies in the mechanics of how XRP is currently being used by institutions. A significant volume of XRP transactions, particularly those involving banks and large financial institutions, occurs over-the-counter (OTC). This method allows entities to trade large quantities of XRP directly, bypassing public exchanges. As a result, even though XRP facilitates substantial value transfers across borders, that demand does not translate into visible price pressure on the open market. In essence, XRP is being used, but that usage is invisible to everyday traders and investors. Institutional Pipelines and What Comes Next What makes this moment pivotal is what’s on the horizon. Ripple recently acquired prime brokerage platform Hidden Road, a firm responsible for moving over $3 trillion in yearly volume. If even a modest portion of that transactional flow begins to route through the XRP Ledger (XRPL) in a public, exchange-visible manner, the resulting demand could shift the price dynamics dramatically. As All Things, XRP noted, “That’s real demand hitting real exchanges. The price impact? Potentially explosive.” ETF Approval and Liquidity Surge The broader crypto market is also anticipating a shift in how institutional investors can access XRP. Analysts now estimate there is an 85% chance of an XRP futures ETF being approved in 2025. Should this materialize, Wall Street and other major financial players would be able to gain exposure to XRP through regulated investment vehicles. Such developments historically result in massive liquidity increases—an essential ingredient for upward price movement. The role of speculation here cannot be ignored. Traders are well aware of XRP’s growing list of partnerships, CBDC initiatives, and now the possibility of ETF listings. As All Things XRP emphasized, “Speculation is the bridge between utility and price. That bridge is being built right now.” XRP as Financial Infrastructure A key distinction highlighted in the thread is the difference between XRP and other digital assets like Bitcoin. While Bitcoin is primarily viewed as a store of value, XRP is rapidly evolving into a financial infrastructure. Teucrium’s CEO recently asserted that XRP’s real-world utility already surpasses that of Bitcoin. As markets mature and move toward utility-driven value assessments, assets like XRP that serve a tangible function may begin to see their prices better reflect their significance. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This is further underscored by the growing belief that liquidity drives network value. As XRP becomes increasingly critical to global payment systems and on-chain liquidity improves, market forces will eventually align price with utility. The Changing Logic Around XRP One of the most commonly cited critiques of XRP is that Ripple could still operate without it. While technically true in today’s OTC-dominated environment, All Things XRP argues that such logic breaks down as more use cases begin to leverage public rails. As institutional demand starts appearing on public markets, XRP’s utility will become more visible, and its price will no longer be insulated from that activity. A Tipping Point Approaches All indicators suggest that XRP may be nearing a tipping point. With infrastructure, regulatory clarity, institutional momentum, and speculative interest all converging, the disconnect between XRP’s real-world utility and its market price looks increasingly unsustainable. As All Things XRP concluded, “XRP’s price is lagging utility. That gap won’t last forever. The world is slowly starting to value utility. XRP might just be the first to prove: Real use = Real price movement.” For those watching the digital asset space, XRP remains one of the most compelling case studies of how real-world utility may ultimately become the defining driver of value in the next phase of the crypto market. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Expert Explains Why Utility Will Make XRP Price Soar appeared first on Times Tabloid .
