As Ripple (XRP) continues to fail to hurdle the key $3 threshold, on-chain data and sentiment within the marketplace reflect a growing fatigue among long-term investors. On the other hand, investor attention is quietly moving to Mutuum Finance (MUTM) , a novel utility-focused crypto project that’s gaining traction for its utility in decentralized lending markets. On offer for a token price of just $0.035 and predicted to shoot up to $7 by some analysts, Mutuum’s unique positioning in the DeFi market is responsible for this shift. As XRP grapples with resistance, the spotlight is going quietly to those protocols that are delivering hard use cases, of which Mutuum Finance is emerging as a potential leader among them. XRP Drops Below $3 as Technical Weakness Looms Over It XRP is trading at approximately $2.95 currently, down around 3–4% over the past day and below the critical $3.00 level following recent resistance that put the July rally to an end. Momentum indicators, including RSI getting stuck in the low 40s and small indecisive candles, indicate the bullish energy is waning, but spikes in open interest and whale accumulation points to profit-taking at recent highs around $3.60. Analysts caution that XRP will not reclaim the base level of $3.00, it would test levels around $2.80 or lower. At the same time, investor interest gradually moves towards DeFi utility tokens such as Mutuum Finance. Mutuum Finance Presale Growth Mutuum Finance is priced at $0.035 during stage 6 of presale. The token price will rise by 14.29% to $0.04 in phase 7. The ROI for phase 6 buyers amounts to 71.43% since the token enters the market at $0.06. Mutuum Finance has already surpassed the $13.8 million in funding. The project has been capable of onboarding over 14,800 investors so far. New Wave of DeFi Lending Through double models of MUTM lending – Peer-to-Contract and Peer-to-Peer frameworks – users get more freedom and efficiency. Smart contracts are utilized to provide human-less lending within the Peer-to-Contract model. Dynamic interest rates automatically balance the smart contracts to generate high interest rates. Peer-to-Peer architecture excludes middlemen and provides lenders and borrowers with direct access to each other. Enhancing DeFi Security With $50K Bug Bounty and Incentives Mutuum Finance (MUTM) is offering a $100,000 giveaway . There will be 10 winners who will get $10,000 MUTM tokens each. The project has also launched a new top 50 leaderboard of token holders who will be awarded bonus tokens based on their ranks. In order to further strengthen its platform, Mutuum Finance has introduced a Bug Bounty Program for $50,000 in partnership with CertiK. All bugs will be rewarded, and the bounty will be awarded at four tiers, i.e., critical, major, minor, and low. Ripple (XRP) is struggling to hold onto the $3 level, showing signs of losing traction. As investors grow cautious, the majority are shifting focus to Mutuum Finance (MUTM), a new utility cryptocurrency that only costs $0.035. It is currently at Presale Stage 6, with the following stage rising by 14.29% to $0.04. MUTM will be launched at $0.06, with early adopters registering a 71.43% gain from day one. With over $13.8 million raised and 14,800+ backers, interest is growing extremely quickly. The project also boasts a $50K CertiK bug bounty, a $100K token giveaway, and practical real-life DeFi applications. Analysts think it could soar to $7, making it one of the most speculative tokens on the market. Get into the presale today before the next price spike shuts this window of opportunity. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
