Crypto researcher SMQKE has drawn attention to a published document that specifically references Ripple and Stellar in the context of financial innovation. In the post, SMQKE points to the section that confirms Ripple “has completed several pilot tests with globally active banks” and that Stellar “is now being used to provide interoperability between different mobile money operators in Nigeria.” The researcher emphasized that both statements are directly documented and attached the page as evidence. Ripple has “completed several pilot tests with GLOBALLY ACTIVE BANKS.” + Stellar is “now being used to provide interoperability between different mobile money operators in NIGERIA.” Documented. https://t.co/UyMqkADCzX pic.twitter.com/KkdpeMxrg7 — SMQKE (@SMQKEDQG) August 31, 2025 Ripple’s Work with Banks The document, hosted on cgdev.org, states that Ripple carried out multiple pilot tests with banks operating on a global scale. These pilots are described as efforts to test Ripple’s payment solutions with institutions already involved in cross-border settlements . The pilots were designed to evaluate Ripple’s ability to lower costs, improve speed, and support reliable international transfers while remaining compliant with regulatory standards. While the text makes clear these were pilot tests rather than full-scale rollouts, it confirms that Ripple engaged directly with major financial institutions to demonstrate the potential of its network. Stellar’s Role in Nigeria The same source includes a reference to the Stellar network’s application in Africa, specifying that it was being used to provide interoperability between mobile money operators in Nigeria. It further notes that this model was also being extended to Kenya and Ghana. The stated purpose was to connect different mobile money providers, reducing fragmentation and enabling customers to transact across separate platforms. Additionally, the text mentions Stellar’s role in facilitating remittances to the Philippines. It mentions the early usage of the network in emerging markets where wallet-based payments dominate everyday financial activity. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Broader Context of Adoption The section shared by SMQKE presents both Ripple and Stellar as part of a larger movement aimed at improving cross-border payments during the 2016–2017 period. Ripple’s testing with globally active banks targeted institutional use cases, while Stellar’s focus was on consumer-level connectivity across mobile wallets in developing regions. By citing both projects, the document illustrates the dual approach taken in blockchain-based payment innovation, with one track centered on traditional banking systems and the other on mobile-first payment infrastructure in Africa and Asia. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple Has “Completed Several Pilot Tests With Globally Active Banks” appeared first on Times Tabloid .
