Bitcoin (BTC) continues to dominate headlines, climbing to $126,000 and signaling renewed investor optimism. Crypto predictions suggest that BTC could reach $150K later this year. Yet while BTC garners attention, a rising DeFi project is capturing long-term focus. Mutuum Finance (MUTM) combines utility-driven DeFi mechanics with a structured presale, attracting both yield-oriented and strategic investors. Its dual lending model separates mainstream blue-chip tokens from higher-risk assets, offering P2C and P2P markets. BTC eyeing $150K Bitcoin recently soared past $126,000, a new all-time high, reinforcing momentum in the crypto markets. Analysts are now setting their sights on $150,000 as the next target, citing strong derivatives data, sustained ETF inflows, and tightening supply on exchanges. Some models suggest heavy institutional demand could push BTC toward $150K by year’s end, provided macro conditions remain favorable. That said, $150K is not guaranteed — BTC must hold key support near $122,000–$124,000, and break above resistance with volume to validate the rally. Mutuum Finance (MUTM)’s presale momentum and investor opportunity Mutuum Finance (MUTM) is currently in Phase 6 of its presale. Around $17.05 million has been raised so far, and the current price is $0.035. Over 16,850 holders are participating, and 60% of the 170 million tokens allocated for this phase are already sold. The next phase will raise the price to $0.04, a 15% increase, making now the optimal time for early entry. Alongside the presale, Mutuum Finance (MUTM) is developing its V1 Sepolia Testnet in Q4 2025. Core features will include Liquidity Pools, mtTokens, Debt Tokens, and a Liquidator Bot, supporting ETH and USDT for lending, borrowing, and collateral. Product snapshot and demand drivers The upcoming beta launch at token listing will turn presale interest into actual usage. Early users will perform real lending and borrowing transactions, generating fee revenue for the protocol. This activity will fuel the Buy-and-Distribute mechanism, where interest, fees, and liquidation surcharges are allocated to repurchase MUTM from the open market. Repurchased tokens will be distributed to mtToken stakers as rewards, creating a recurring link between protocol activity and token demand. Layer-2 integration will further boost efficiency by reducing gas fees and increasing throughput. Users will be able to deposit smaller amounts more frequently, execute faster liquidations, and maximize APYs. Higher utilization will strengthen fee generation, feeding the buyback cycle and rewarding long-term participants. P2C vs P2P lending examples In the P2C market, a user posting $50,000 BTC as collateral with a 70% LTV will be able to borrow $35,000 safely, retaining a margin for market volatility. Depositors earn yield and can stake mtTokens to receive additional MUTM rewards. Another example includes a $5,000 SOL deposit, generating mtSOL that accrues interest while allowing staking for MUTM incentives. The P2P market isolates higher-risk tokens. A lender and borrower negotiating a FLOKI loan will agree on higher interest rates, protecting P2C liquidity while offering elevated returns for the risk. This design balances safety and opportunity within the ecosystem. Mutuum Finance (MUTM) emphasizes strong security and engagement. The CertiK audit reinforces protocol reliability, while a 50,000 USDT bug bounty rewards critical, major, medium, and low vulnerabilities. Community participation is further encouraged through a $100,000 ongoing giveaway , where 10 winners will each receive $10,000 in MUTM. Social traction is robust, with more than 12,000 Twitter followers actively following developments. Security and investment example The CertiK assessment adds to the project’s legitimacy. The Token Scan Score is 90.00, and the CertiK Skynet Score is 79.00 after a manual review and static analysis. The audit timeframe was first asked for on February 25, 2025, and then changed on May 20, 2025. There is a lot of interest on social media, with more than 12,000 Twitter followers who are regularly following updates. If a Phase 1 investor traded $10,000 worth of ETH and SOL for MUTM at $0.01, they would get 1,000,000 tokens. This stake will be valued at around $35,000 at the current presale price of $0.035, which is a 250% gain. The stake will be valued at $60,000, which is a 500% increase, when it is listed at $0.06. The combination of Beta adoption, Layer-2 efficiency, and anticipated exchange listings backs up predictions that the price of a token will reach $2.00 in the future. More use will lead to more fees, which will lead to more buybacks and staking demand. This will make the value of the tokens go up over time. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post BTC eyes $150K after $126K hit; DeFi project raising $17M, 60% sold gains interest appeared first on Invezz
